I was out picking up some garden supplies and was wondering one thing when I was looking at some items. What kind of shopper am I? Do you buy an expensive pair of gloves because they will last a long time or do you buy something like disposable gloves because they are cheaper? Do you buy a plastic potting planters that will last a season or do you sink your money into something more expensive hoping to get a couple of season out of them?

It's really kind of double ended question. If you don't have the money to spend then there is no sense in going into debt trying to save money too far into the future when you get away with keeping your dollars and making due in the short term. You really aren't saving because the cheaper items you buy aren't going to last as long but in the short term you can use the difference and pay off part of your debt or a credit card. It's a tough decision to make. Personally, if you don't have it then don't spend it.

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