I love to save money. This week I did some bargain hunting on a few items we needed for the household and I saved quite a bit of money on my purchases. The reason I saved so good coin on my buys was because I had a plan right from the start and never deviated from that plan. I sat down and wrote out what I wanted to do, what I was going to spend or what I could spend and I planned how I was going to go about it. It was document management at it's finest.

Saving money is all about having set goals and then planning on how you can reach those goals. You can't just say I am going to try and save money. This is especially true if you have lots of debt to work off. You have to have a plan to get yourself debt free or save money and stick to it. You also have to carefully watch your plan and if it's not working then revise or adapt until it does work.

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