This might sound the direct opposite to my last blog post but trust me it is not. It is about having the patience to save money once you have decided to take that route.

Walking is a perfect example. Have the patience and walk to the store or to work instead of driving there.  It will save you on gas expenses, parking costs and the maitainence of your car.  Walking also improves your health and state of mind which can be a big plus if you are bogged down with money problems.

Have some patience when making your next purchase and compare prices before you end up buying.  It doesn't matter what you are buying, get offers from three to five companies, go online and look at a few different prices from various stores. Let the stores you visit know that you are taking the time to search the market and they may just be able to offer you the best savings. The patient consumer is a winner.

Use coupons as much as possible.  Be patient in cutting them out and going through them before making any purchase.  Pack them together with your grocery bag or in the car so you can use the discount voucher at every opportunity.  One can save $20 – $50, just by using the coupons. 

Track your expenses.  Have the patience to keep your receipts and record all your expenses, no matter how small or frequently they occur.  By doing so, you are made aware of where every single penny goes.  Furthermore, you will know when you have spent too much on clothing, when in fact you still need to settle your credit card balance, or pay the mortgage.  You will have a better hold of your financial health, by patiently tracking your finances.

Hold-off and sleep on it.  If you are about to purchase a $100 item, hold off the purchase until you’ve given it much thought, say sleeping on it for 1-2 nights.  If after such time, you decide that you absolutely need and can afford the purchase, then go ahead.  Nevertheless, you’ll be surprised at how much you can save by just sleeping and thinking things over. 

Exude moral excellence by patiently saving for years to come, starting today!