I was listening to a radio show today, a guy was telling a story how he picked up a nice economical car that his family could afford and how his wife was dissapointed that they didn't buy a top of the line gas guzzling luxury car. The guy obviously made the right choice.  I had a friend in school that always had cars that he could barely afford. They were nice but then he had no money to do things on weekends with because he was car poor. I don't know why we do it but we knock ourselves further into debt by buying things we want and can't afford.

I have some more work to do in the basement. What am I going finish it with. Drywall, paint, chipboard or metal tiles? While I would like to do it top of the line I have to make some tough decisions. One, I am not going to be here for the rest of my life so why sink thousands of dollars into something I will not fully enjoy. Two, I am going to finish things off with whatever I can afford at the time. I am not going to knock my pocket book silly because I want my basement to look like the grotto. I have to be reasonable.

The next time you have the urge to spend, think about things. Can you afford what you want or can you get away with what you can afford.