Obviously you have to pay your credit card off each month or you will suffer an intrest charge which is going to kill your bank book and plunge you farther into debt. Well, I missed a paymet by a couple of days over the holidays. I payed my card off in full as I said a couple of days past the deadline. Today I got my bill and was tagged for a $30 interest charge. I called to find out why ... Read More

A couple of people I know were talking about how much their children owed for their educations and I could not believe just how far in debt these kids were as a result of their student loan. I too found myself owing a lot of money when I graduated from university. I was paying off more in interest every month than I was paying for my loan. My solution was to go to my bank and talk to them ... Read More

Is your credit card debt out of control? It seems the more and more I read the news I am reading more and more about problem with credit cards. In fact, the Canadian government just enacted some changes to the way credit card companies work just a few weeks ago with the aim of helping credit card holders. This must be indicitive that many have credit card problems. It is easy to concieve that many people may run into a jam and have to use their credit card ... Read More

If you have a Citibank credit card you might want to check your next statement or look for a nasty little letter that is appearing in peoples mailboxes. In some cases people are reporting that their rates are being jacked from numbers like 7.95 all the way up to 16.99. It's called rate-jacking and it's exactly what Citibank is doing to it's loyal customers. Merry Christmas. If you have a Citibank card you have until January to "opt out" of ... Read More

The world of credit cards can be overwhelming and confusing for a lot of people. There are just so many choices out there and all of them have different terms, rates and risk and rewards. I recently happened upon a credit card review site that lays out all of the latest credit card offers and rates them so you can make your decision easier. They specialize in helping consumers like you and me in choosing a credit card that is ... Read More

How much money do you think you spend each month or each year paying off your bad credit card debt? You would be surprised. I was reading recently that by making the minimum payments or less that then minimum it can take you seven years to pay off two thousand dollars. That's staggering. That money that you are using paying off the interest could be better used. If you want to save money on your credit card debt the first ... Read More

Would you like to know how a credit card balance transfer can save you hundreds of dollars from your credit card bills? Do you currently have trouble keeping up with your credit card balances? If yes, then a balance transfer may just be what you need. Getting a Balance Transfer Credit Card What is a Balance Transfer credit card and how is it different from standard credit cards in the market? If you try to shop around for ... Read More