I am all for being insured. I have had to use it a couple of times and I was glad that I had it. There are so many kinds of insurance available like health insurance, car insurance, disability insurance and so on. If you tried to cover all of your bases you could end up being what I call insurance poor. If you are struggling to save money or want to save money reviewing your insurance policies is a good place to start.
A friend was telling me her story last week about a car accident she was in. Her car was a beater and wasn't worth the collision payments she was making on it. She could have put her collision money away in a bank account and put that money towards a newer car. I was making mortgage insurance payments on a small mortgage I have while at the same time being covered under the terms of my life insurance. I was double paying.
Take a look at your policies and I bet there is a way you can cut down on your expenses.
Posted in Car Insurance, House Insurance, Life Insurance | 
Tags: Car Insurance, health-insurance, House Insurance
I recently decided to compare insurance companies and was pleasantly surprised when AAA came back with betting pricing than Allstate. I was able to save almost $100 every 6 months on both policies. You should have your current policies with you when contacting AAA or any other insurance company for pricing because in order to compare the pricing you should be getting the same deal.