I am not suggesting about being one those people on hoarders but I am suggesting to look things over before you throw them out and think about if they might be useful in the future. Case in point. I am in the midst of tearing my basement apart and putting a new frame up so I can have it spray foamed for insulation purposes. Tonight I tore out all of the old baseboard and trim. I cut it up ... Read More

Saving money when you are behind the eight ball is probably one of the toughest things in the world to do. It's kind of like reducing belly fat. It takes alot of hard work, self control and among other things time. Saving money and changing your spending habits isn't something that is going to happen overnight. It's a lifestyle changes that takes a commitment from you. If you have made the decision to start saving money don't expect to ... Read More

It's been a few years since I have had to go out and do a job search but that may change in the not so distant future. I have been doing a bit of reading on some tips to job searching and there seem to be a few recurring themes or tips out there. 1. Google  yourself and see if anything negative comes up. You can sure bet that most employers will be doing the same. If you have negative related ... Read More

I think I blogged awhile back about how I built my own little home gym by picking up fitness equipment cheap. Actually I picked it for free which is about as cheap as it gets. I was over at a friends house and noticed that he had some workout equipment that he never used. So I asked if he wanted to get rid of it for free. He was more than happy to have me haul it away and get ... Read More

I remember hearing a saying years ago about how computers are only as smart as the person using them. We rely on those POS systems for everything we do. We use them at most stores and restaurants we shop at. Who is to say they are on the money? I check my receipt every time I go shopping. I even started to use the self checkout lines where you can scan your own groceries or goods. That way I can check ... Read More

A couple we hang out are about to have their second child over the next couple of weeks. We were talking about the cost of having another baby in the house. There are so many things to consider and so many ways to cut down on the cost of having a new baby. I am going to look into finding some articles and suggestions more in depth. The first thing we were talking about was baby announcements. It doesn't ... Read More

I was at a wedding not too long ago and the bride gave an interesting speach about her new husband. He fancied himself a real DIY type fix it guy but she told a different story. She explained how it usually ended up costing her more paying a real contractor to fix everything that he usually screwed up. I am a big fan of trying to fix things on my own but sometimes you have to give in to ... Read More

I spent most of the weekend inside. I had a few home projects I was working on but found myself in front of the computer quiet a bit. I caught myself on ebay more than a few times for no reason. Do I really need prenatal vitamins? Obviously not. No more than I need anything else I was looking at. I was just shopping because I was bored and had nothing better to do. If you feel the urge ... Read More

I am a big tv watcher and usually get caught up watching the odd info commercial or paying attention to those commericals that are on over and over. Today they were playing one over and over about Mesothelioma cancer and how time is running out to get a claim in. It got me to thinking about insurance for some reason. Things change in people lives. One minute you are single and the next you are married with children. Is your ... Read More

I just had my home energy audit completed and the one thing that was brought up was my furnace filter. The furnace filter help keep your air in your home clean and pollen free by trapping all of that dust and allergens before they get sent up through your heating ducts. That is the main benefit of having a filter. What many people don't know is that you have to change or clean that filter on a regular basis and that ... Read More

I had two friends and their families just go away on vacation over the past couple of weeks. Before they left I asked them if they had shopped around for their medical travel insurance. There are lots of options out there and different packages you can buy. Both of them didn't really put much thought into it and just bought what they were buying. It's an expense right? Why not shop around and see what kind of packages are available ... Read More