I remember when not so long ago the "frugal" was pretty much a negative term. It was almost an insult to refer to somebody as being frugal. In today's economy I think things have changed. Being frugal is almost being smarter with your money than being a cheapo. I found some tips about living a frugal lifestyle. Most are things that I have talked about but I thought I would share as it makes for good reading. 1. Eating Out - ... Read More

Is your credit card debt out of control? It seems the more and more I read the news I am reading more and more about problem with credit cards. In fact, the Canadian government just enacted some changes to the way credit card companies work just a few weeks ago with the aim of helping credit card holders. This must be indicitive that many have credit card problems. It is easy to concieve that many people may run into a jam and have to use their credit card ... Read More

This might sound the direct opposite to my last blog post but trust me it is not. It is about having the patience to save money once you have decided to take that route. Walking is a perfect example. Have the patience and walk to the store or to work instead of driving there.  It will save you on gas expenses, parking costs and the maitainence of your car.  Walking also improves your health and state of mind which can be a big ... Read More

I can't believe how many of my friends try to save money here and there and then blow it away in another place. Saving money means that you have to be all in. It's okay to start out small and begin changing your spending and saving habits but in the process you can't be getting into bad credit card debt, spending foolishly on unneed items and going into overdraw at the bank. If you have come to the realization that ... Read More

My friends were recently talking about saving some money on their house insurance. There are serveral ways that you can save on the amount of money that you pay every year in house insurance. Invest in a home security system. Call your insurance company and see if they offer rebates for having home slarm systems. You would be suprised. You just have to make sure the the monthly fees aren't great than the savings for the year. If they then you ... Read More

We recently picked up a PS3 for the house and I was impressed with the fact that they have a few neat power saving features for both the system and the controllers. I blogged once in the past about how much engery a video game system can drain and if you aren't using the power saving setting in your PS3 it might be a good idea to enable them. First, the controllers have a power saving option. After 10 ... Read More

Like a lot of people I have been suffering from not being able to sleep. I have been pulling my hair a bit trying to get to sleep at night. Not being able to sleep is hard because it leaves you dragging all day long. I have been nervous about getting a prescription drug to help me with my sleep problem. It’s just something I don’t want to do. I have been searching around the internet to find an ... Read More

I recenlty took my parents computer tower and merged the parts with my old computer. When I got it up and running I had forgot to do the Power Management settings so I thought this woudl be a good time to go over some points on how to save money on your energy bill by fine tuning your computer. Facts About Computers and Energy Use 1. Screen savers do not save you money on your energy bill. In fact it ... Read More

I am not much of one to go out the movies. Once in a blue moon and only if it's a blockbuster. The next Terminator movie might drag me out but I prefer to watch my movies at home in blueray and be comfortable. My wife went to the movies the a few nights ago. We have a Galaxy Cinemas in town. They offer free refills on pop and popcorn. She was beside herself when she saw a few people ... Read More

I was thinking the other day with the way the economy is going there are probably quite a few of us that have been left in the lurch when our favourite store to shop at has disappeared into bankruptcy. Specifically I was thinking about places like Circuit City where you could always find a good deal or two on electronics and goods. I think it's important more now than ever to do some comparitive shopping. Especially if you were one ... Read More