I have been on a bit of a run lately with doing some upgrades around the house to my appliances, heating equipment and even my gadgets. I love reading reviews to see what other people thought or think of the items I am thinking of buying. The reviews are pretty important because they are from people that bought the item already and know if it is good or bad. For example, if you go to any electronics website you ... Read More

I recently became one of the many in the world carrying a smartphone in my pocket. I made the jump to an iPhone4 this month and it has opened my eyes to a whole new world. The one thing I was amazed at was the number of barcode scanner apps that you can download. Some of them are free (which I obviously prefer) and some are the usual .99 cents. I downloaded a couple of the free barcode shopping apps ... Read More

I am all for being insured. I have had to use it a couple of times and I was glad that I had it. There are so many kinds of insurance available like health insurance, car insurance, disability insurance and so on. If you tried to cover all of your bases you could end up being what I call insurance poor. If you are struggling to save money or want to save money reviewing your insurance policies is a good place to ... Read More

I have reached a point in my life where I am in a need to update my skills and pad my resume with some courses. For the past few weeks I have been looking at some Online Schools to take some distant learning courses. It's not something I want to do but I started to look at it from a saving money point of view. Here are some benefits of taking some online courses: the cost of the ... Read More

I love to save money. This week I did some bargain hunting on a few items we needed for the household and I saved quite a bit of money on my purchases. The reason I saved so good coin on my buys was because I had a plan right from the start and never deviated from that plan. I sat down and wrote out what I wanted to do, what I was going to spend or what I could spend and ... Read More

It's been awhile since I blogged about my effort to cut down on my energy costs by joining the EcoEnergy grant program. I have done quite a few things around the house, mostly air sealing and caulking but I recently just finished the biggest part of the project. I had my basement walls and headers Spray Foam Insulated. I don't really have any ideas on the energy saved, that will come this winter. Already I notice a huge reduction in ... Read More

When you go shopping does everything have to the newest model? If you are like me and trying to save some money then you have to get your mindset off of the urge to want to have newest models of items you are buying. Buy an older model of a gadget or electronic toy is a sure fire way to save money. I will give you a couple of examples. We all love our music, right? When you are going out to ... Read More

Saving money doesn't have to be an awful task or something that seems to be hard work. It can be fun as well. Frugal living brings all sorts of negative condentations but people that believe in a frugal life actually enjoy saving money and find pleasure in saving. In the end it doesn't even matter how much, just that they have saved something. Too many people think that frugality is for those without money. I grew up in a fairly poor family ... Read More

Saving money is at the heart of all of your financial goals. Want to get out of debt? Want to save for retirement? Want to just make ends meet each month? You are going to have to learn to save money. It can be hard to learn, but is actually quite easy once you get the hang of it. Here are a few tips for getting started. First, you have to start organizing your finances. This will help ... Read More

Yesterday I was at my golf course and one of the beer girls was telling a group of us how she got into an accident and how poorly her insurance company treated her. Now of course there are always a few sides to every story so who knows what really happened to her but if the story has any truth, you shouldn't be treated badly by the insurance company that is getting fat off of your monthly premiums. It is ... Read More

Frugal is thrifty in summary. Frugal is summarized as values with traditional backings over belief and lifestyle. Often those who practice frugal restrain themselves and use resources for buying economical services and goods sparingly. The purpose is to make their purchases good last. It seems to fulfill their goals. Using the cash economical system frugality places emphasis on economy since the money is employed to meet personal ... Read More